Blog
Practical, plain-language money insights
Financial planning and wealth-management notes from Marcel LeBlanc, CFP®, CIM, written for Canadians.
· 3 min read
Receiving a Bonus or Retirement Allowance? Don't Let the “Tax Filter” Eat Your Lump Sum
How to keep more of a lump sum when the tax withholding takes its first bite.
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· 3 min read
2025 Market Review: Staying the Course
2025 rewarded business health over fear as investors looked beyond the U.S. for growth.
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· 4 min read
Beyond Basic Protection: Leveraging Participating Whole Life for Strategic Wealth Management
How participating whole life can support planning, accumulation, and inter-generational transfers.
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· 3 min read
Maximize Your Retirement Income: Timing Your CPP Strategically
Why waiting isn't always best, and how early claiming can work in your favour.
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· 3 min read
Debt or Investments: Finding the Sweet Spot for Your Financial Future
A framework for splitting dollars between paying down debt and investing.
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· 2 min read
Top 5 Reasons Managing Your Personal Cash Flow Matters
Cash flow is the engine of every financial plan, here's why it comes first.
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· 3 min read
Why Personally Owned Life Insurance is a Smart Move for Canadians
The case for owning life insurance personally, and the planning upside it unlocks.
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